Three ways we help
Personal or business, existing company or a new one. The work is the same: a file the bank understands, one well-chosen bank, and someone who stays with you until the answer.
Non-resident personal account
Eligibility check, bank selection, full file, appointment, and we go with you to the branch in Dubai or Abu Dhabi.
Learn more BusinessAccount for your UAE company
Company profile and compliance file the bank can follow, one well-chosen bank, follow-up until the decision.
Learn more PackageFree zone company + account
We set up the company with the bank file in mind from day one, so the account doesn't become the hard part.
Learn moreFour steps, one trip
- 1
You write to us
Passport country, where you live, what the account is for and where the money comes from. A first written answer is free.
- 2
We choose the bank
Within 48 hours: an honest opinion and a written quote. If it doesn't make sense, we say so.
- 3
We build the file
Statements, reference letter, source of funds, purpose, translations. Checked before you fly.
- 4
One trip, one meeting
We book the branch and go with you, then follow up until the bank decides.
Check your chances in one minute
Four quick questions. At the end you send your answers to us on WhatsApp and get an honest written opinion. Nothing is stored here.
Where do you live now?
What do you need?
Can you show where your money comes from?
When do you want to start?
What the bank will ask for
The usual list. We tell you exactly what applies to you and check every page before you fly.
Personal account
- Passport with UAE entry stamp or visa
- Proof of address, under 3 months
- 6 months of bank statements
- Reference letter from your bank
- Proof of source of funds
- Short note on the account's purpose
Business account
- Trade licence, MoA, share certificate
- Passports of owners and directors
- Company profile: activity, clients, revenue
- Proof of office (flexi-desk is fine)
- Source of funds of the owners
- A real link to the UAE
Who this is for
- Entrepreneurs and freelancers who earn internationally and want a stable account in a neutral, well-connected banking system.
- Owners of a UAE free zone or mainland company who need the business account opened without months of back and forth.
- Families and investors who want part of their savings in a second jurisdiction, with clear source of funds.
Who this is not for
- Anyone who wants to hide income from their tax authority.
- Persons or businesses under sanctions.
- Crypto-only or gambling businesses. Banks rarely accept them and we won't pretend otherwise.
No "remote accounts in 24 hours"
UAE banks are open to non-residents, but careful. Most of them want to meet you once at the branch, ask for six months of statements and want to understand your money. Minimum balances are not published as one fixed number and depend on the bank and the package.
So we prepare the file a compliance officer can say yes to, and we apply to one bank at a time.
Good to know
- Personal: usually 3 to 5 business days after the branch visit.
- Business: usually 3 to 6 weeks from a complete file.
- ADCB business packages start at around AED 10,000 minimum balance.
- Payment to us by bank transfer only, against an invoice.
Questions people ask first
Can a non-resident open a personal bank account in the UAE?
Yes, at a limited number of large banks, ADCB among them. You need to come to the UAE once, because almost every bank wants to see you at the branch. The bank decides, and it asks a lot about where your money comes from.
Do I have to travel to the UAE?
For a personal non-resident account, in practice yes, once. Plan five to seven working days. We prepare the file before you fly, so the trip is about signing, not about collecting papers.
How long does it take?
For a personal account the bank usually answers within three to five business days after the branch visit. For a business account, count on three to six weeks from a complete file.
What is the minimum balance?
Banks don't publish one fixed number for non-residents. Expect something between AED 25,000 and AED 100,000 for a standard personal account, more for priority banking. ADCB business packages start at around AED 10,000. We confirm the current figure for your case before you apply.
Tell us about your case
Four lines are enough. First written answer is free, usually the same day.